Title verification confirms that the seller legally owns the property and has the right to sell it. Skipping this step is the single biggest cause of property litigation in India.
Key documents to verify
- Mother deed and chain of title (30 years)
- Sale deed and encumbrance certificate
- Property tax receipts and mutation records
- Approved building plan and occupancy certificate
- RERA registration for under-construction projects
Searches to run
Conduct a search at the sub-registrar's office to confirm the chain of ownership and check for any registered charges or mortgages. An encumbrance certificate reveals whether the property is free of liabilities.
Why a lawyer matters
A property advocate reads between the lines — spotting forged documents, pending litigation, or defective titles that an untrained eye would miss. This small upfront cost prevents enormous losses later.